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Financing
Liberty Tires makes it easy for you to get the services you need when you need them, that's why we have partnered with SNAP Finance, EASYPAY Finance and SYNCHRONY Finance. designed to help give you the support you need.
Qualifications for Financing
SNAP Finance
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Be of legal age to enter into a contract
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Have a monthly income of at least $1,000
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Have an active checking account
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Provide a valid email address and smartphone number
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With approvals up to $5,000², don’t wait – get what you need today with Snap!
EASYPAY Finance
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Be of legal age to enter into a contract
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Have a monthly income of at least $1,000
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Have an active checking account
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Provide a valid email address and smartphone number
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With approvals up to $5,000.
Synchrony Finance
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Be of legal age to enter into a contract
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Have a monthly income of at least $1,000
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Have an active checking account
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Provide a valid email address and smartphone number
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With approvals up to $5,000.
SYNCHRONY Finance
Have you seen Buy Now Pay Later (BNPL) options as you shop online and wondered how this opportunity works? If you prefer to divide payments over time instead of paying the entire purchase price instantly or putting it on an existing credit card, BNPL financing can be a good choice.
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Like any type of credit, however, it's important to learn the pros and cons so that you can fully understand when opting for BNPL can make financial sense.
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What Is 'Buy Now, Pay Later'?
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BNPL is a financing option where instead of paying with cash, debit card or credit card for the entire cost of an item upfront, BNPL allows you to make a preset number of payments over time.
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For example, with BNPL, if you purchase a $400 item, you may see a BNPL option that breaks the cost into four $100 payments or installments. Agreements may not require an initial payment, instead deducting payments automatically from your bank account at set dates in the future.
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BNPL is typically available as a payment option on eCommerce websites, and may also be available at physical brick-and-mortar retailers.
This form of credit may be used by retailers to help consumers make small-to-medium-sized purchases such as clothing, electronics, furniture and appliances. Eligible customers that meet approval criteria can usually get their approval decision on the spot, either in-store or online.
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When to consider using 'Buy Now, Pay Later'
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BNPL is an increasingly popular form of payment among Americans, with 19% of Americans having used BNPL in the past year. But when does it make sense to consider BNPL?
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Let's take a look at these scenarios when BNPL might be the right choice:
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You have the money available for the purchase but prefer a small, interest-free loan because you know you'll pay the installments on time.
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You don't have the cash available on the date of purchase, but you're confident that you'll be able to make payments by their due dates.
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In either case, there's a little risk—so the decision to take on a BNPL loan depends on your personal payment preference and how you manage your monthly finances and cash flow. However, despite your best intentions, unexpected financial difficulties can arise which may make it impossible to make a payment on time.
In fact, 26% of Americans who have used BNPL have missed or made a late payment.
Creating a budget is critical when using BNPL options, because you may be approved for something and then find it challenging to manage the ongoing payments. For example, if you make multiple purchases with BNPL, you’ll have several BNPL loan payments due each month, so be sure to keep track of each one as a part of your overall budget.
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If you don't keep up with what is due, you might find yourself with some surprises such as fees and interest payments.
SNAP Finance
Snap-branded loans and retail installment contracts are offered to all credit types, but it especially helps those who’ve had credit challenges in the past and may not qualify for traditional financing. Snap’s application is easy, and you’ll find out in seconds if you’ve been approved.¹ To apply, you’ll need to:
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Be of legal age to enter into a contract
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Have a monthly income of at least $1,000
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Have an active checking account
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Provide a valid email address and smartphone number
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With approvals up to $5,000², don’t wait – get what you need today with Snap!
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*The advertised financing may be originated by one of several lenders. All loans or retail installment contracts originated by our lending partners will be serviced by Snap Finance LLC. For more detailed information, please visit https://snapfinance.com/legal/financing-options
¹While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the loan application. Not all applicants are approved.
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​En Espanol
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¿No tiene crédito? No hay problema, nosotros decimos sí¹.
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Aprobamos montos de hasta $5,000².
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*El financiamiento promocionado pudiera provenir de uno de varios prestamistas. Todos los contratos de préstamo o de compraventa a plazo para minoristas que provienen de nuestros aliados prestamistas serán atendidos por Snap Finance LLC. Para obtener información más detallada, por favor visite https://snapfinance.com/legal/financing-options
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¹A pesar de que no se requiere historial de crédito, Snap obtiene información de agencias de informes del consumidor en relación con la solicitud de préstamo. No todos los solicitantes serán aprobados.”
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²No todos los solicitantes serán aprobados para $5,000 dólares
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EASYPAY Finance
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THE BEST FOR A REASON
Milli ns
have picked EasyPay Finance
The right payment solution for you
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EasyPay Finance connects you with great retailers and provides accessible payment solutions. Depending on your application details, the retailer, the item purchased, and state regulations, you will be offered either:
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A Retail Installment Contract (RIC)
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This is a straightforward financing agreement. You purchase the item(s) on credit from the retailer and agree to pay the total amount financed with interest in recurring payments. Ownership transfers to you at the time of purchase, subject to the contract terms.
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Lease-to-Own Agreement (LTO)
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A lease-to-own agreement gives you the option to own the item(s) by making recurring lease payments over time. You’re leasing the item for use from EasyPay Leasing, and ownership is not transferred unless you either complete all scheduled payments or exercise an Early Purchase Option(s) EPO.
A Commitment to Transparency
Regardless of the agreement type, EasyPay Finance is committed to transparency. During the application process, you will be presented with your specific terms, payment schedule, total cost, and conditions multiple times before you sign, ensuring you understand your commitment.
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